Coloradans with disabilities have long faced the complex issue of accessing Medicaid benefits while not crossing the fine line of generating too much income as to render them ineligible. They’ve also found themselves in instances where they’ve fallen through the cracks coverage-wise while transitioning from Medicaid to Medicare during long wait periods or where they wish to retain Medicaid coverage as a back up to Medicare coverage.  Luckily, a new Medicaid Buy-in Program for Working Adults with Disabilities is on the brink of release and will hopefully provide a solution for these situations.

                Beginning in March 1, 2012, working Coloradans ages 16 through 64 who have a disability will be able to apply for the Medicaid Buy-in Program for Working Adults by completing an application through their local regional county office, online at Colorado.gov/PEAK (or call 1-800-221-3943 for information).  Accepted applicants will be offered the chance to pay monthly premiums based on their income for Medicaid benefits such as office visits, hospitalizations, x-rays, home health services, durable medical equipment and prescription medications.  There is, however, a cap on how much working adults with disabilities may generate in income.  Applicants may earn up to 450% of the federal poverty line (roughly $45,009).  Income disregards will be applied prior to determining an applicant’s income for the purposes of this program.

                To learn more about this program and how it may benefit you please check out this Fact Sheet and, if you have questions, please contact Kimberley Smith with the Colorado Department of Health Care and Financing Policy (303-866-3991/800-659-2656 TTY/TDD).

Note: This blog was written/edited by AdvocacyDenver with resource and editing assistance from the Colorado Department of Health Care Policy and Financing.